Last year I took a long, hard look at my spending habits and made a conscious decision to curb my shopping. I thought it would be difficult, since up until the time Ifelldownthestairsandbrokemyleg, I was making weekly trips to Wal-Mart where I made frivolous, impulsive purchases.
Turns out, recovering from a broken leg seriously hinders lengthy shopping expeditions which in turn means less money spent. I also took sister-in-law Jenny's credo of not buying anything on credit. If I can't pay cash I don't purchase. Even Christmas, 95% of my Christmas purchases were made online and paid for through PayPal which is directly linked to my bank account.
The upshot of all this thrift is that my bank account has grown very healthy and I've turned into a bit of a miser who likes to call the 1-800 number for my bank and check my account balance nearly every day.
And to give you fair warning, It also make me less likely to buy you pretty things for your birthday!!